Is Seminole Florida a Good Place To Live
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Learn about the quality of life in Seminole, Florida, and find out if it’s a good fit for you.

Seminole is a suburb of Saint Petersburg located on the central western coast of Florida with a population of approximately 19,000 as of 2020.

The city of Seminole was historically populated by members of the Seminole Native American tribe of which the city is the namesake. Today, Seminole, Florida is a predominately senior-aged community where over 40% of the population is 65 or older. 

So, is Seminole, Florida a good place to live?

Yes, we believe so. Seminole’s moderate cost of living, temperate weather, relaxed taxes, and beautifully landscaped parks make it an ideal place to live, especially for individuals in or near retirement.

seminole floriday lake
Image courtesy of City of Seminole website

Neighborhoods

Seminole, Florida comprises 14 neighborhoods with above-average ratings for safety, entertainment, and quality of life. Seminole’s most desirable neighborhoods are located on the coast, while its least desirable neighborhoods are located inland, around the northeast.

Beach Front Neighborhoods

Madeira Beach, Redington Beach, Redington Shores, and Indian Rocks Beach are among the most desirable neighborhoods in Seminole, Florida. Their unobstructed views of the crystal blue waters of the Gulf of Mexico, low crime, and walkability scores make them ideal retirement neighborhoods.

Housing costs in beachfront communities vary greatly depending on the size of the home and featured amenities but are generally more expensive than the average house price of $335,818 in Seminole.

If hurricanes don’t bother you, a beachfront neighborhood offers the best balance of luxury and livability in Seminole.

Best-Balanced Neighborhoods

Of course, not everyone needs or wants to be located directly on the beach. People who want the convenient features of a modern city with the beach a short drive away may consider Oakhurst Terrace and Walsingham Park, two affordable options for individuals on a fixed income.

Oakhurst Terrace is reasonably priced, with most single-family homes hovering in the $200,000 to $300,000 range. Oakhurst Terrace is a large neighborhood that occupies about a quarter of Seminole. Despite its large size, Oakhurst Terrace is predominantly white with conservative politics. Still, there are pockets of diversity within this affordably priced neighborhood.

Walsingham Park is another alternative for individuals who don’t mind living a bit inland. It is more expensive than Oakhurst Terrace and offers homeowners a more secluded, suburban feel. Homes in Walsingham Park range in price from $500,000 to $700,000. Walsingham Park has above-average ratings for safety and public schools but is less walkable than either Oakhurst Terrace or the beachfront neighborhoods. 

The use of a bike or alternative mode of transportation is recommended to increase the walkability score of Walsingham Park.

Economical Neighborhoods

Individuals on a budget may consider living in Indian Spring Estates or Bay Pines. These neighborhoods have below-average rent prices, with many single-family homes in the $200,000 to $250,000 price range. 

Although these affordable neighborhoods do not feature the amenities or convenience of some of Seminole’s preferred neighborhoods, they are still centrally located with multiple routes to and from the Seminole’s major attractions and shopping centers.

Seminole florida mall parking lot
Image courtesy of City of Seminole website

Crime and Safety

Seminole, Florida is a safe community. Violence and property crimes in Seminole are well below the national average, with most crimes falling in the petty theft property crimes category. As in most cities, crime is worse in some areas than in others. Economically depressed areas like Bay Pines tend to experience higher rates of crime. 

However, even within neighborhoods disproportionately affected by crime, most residents report feeling safe in their neighborhood because of the prominent presence of Seminole’s police force.

The primary safety concern in Seminole is hurricanes. Like most of Florida, Seminole experiences frequent hurricanes. While most hurricanes in Seminole are of mild or moderate severity, severe hurricanes are not uncommon. 

Unfortunately, hurricanes are part of living in Florida. There are precautions to keep you and your family safe, however. Seminole has plenty of informational resources about hurricane preparedness on the Pinellas County Emergency Preparedness website.

Sinkholes are another environmental hazard prospective homeowners should consider when moving to Florida. A sinkhole is an underground cavity formed by erosion. Florida’s tropical climate and geography make it especially susceptible to sinkholes. We recommend exploring known and likely sinkhole sites before moving to Seminole, Florida.

Pros and Cons of Living in Seminole, Florida

The city of Seminole ranks highly in the metrics that determine livability. Low crime rates, access to outdoor activities, and an affordable housing marketplace place Seminole among America’s most desirable beach towns in which to reside.

However, limited diversity and early education opportunities make Seminole less attractive for young professionals or families. The city of Seminole is best suited for retirees between the ages of 45 and 80 who have conservative politics and are comfortable in a small, ethnically-homogenous population.

Here are some of the most salient considerations to weigh before moving to Seminole, Florida:

Pros

  • Above-average safety ratings
  • Affordable housing market
  • Beach access
  • Livability

Cons

  • Frequent hurricanes
  • Average or below-average education opportunities
  • Limited age and ethnic diversity
  • Sinkholes

Of course, every person’s situation is different. Additional resources about moving to Seminole, Florida, including information about affordability and hurricane risk, can be found at Sinkholemap.com’s Florida resource page.

seminole florida park playground
Image courtesy of City of Seminole website

Summary

Seminole, Florida is a conservatively sized retirement community in Pinellas County, Florida. The city ranks above average in most livability metrics, including crime and safety, weather, housing affordability, and jobs. 

Seminole, Florida is a community where conservative retirees who love the beach will feel right at home. The most important factors to consider before moving to Seminole, Florida are environmental. 

Hurricanes and sinkholes are common in Seminole, Florida, and pose a moderate risk to personal and property safety. Safeguard your real estate investment by ensuring your home is not located on a sinkhole by using sinkholemaps.com’s free sinkhole locator.

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